新闻链搬运一个
http://www.straitstimes.com/singapore/prudential-to-tie-rider-renewal-premiums-to-claims-made
以下转载自上链接
The future premiums of the rider for some customers of Prudential's Integrated Shield plan (IP) will be based on how much they make use of private hospitals.
The system is similar to how motorists enjoy a no-claim discount on motor insurance with zero claims and a loading when they incur claims.